Dominique Hofmann
Dominique Hofmann
Soldera Properties
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Buying your first home? You've got this.

It's exciting, a little nerve-wracking, and one of the best decisions you'll ever make. Here's everything you need to know to go from "I'm thinking about it" to "I'm a homeowner."

Why first-time buyers love working with me

I'll be your guide, your advocate, and your calm in the storm.

First-time buyers have questions, lots of them. Good. That means you're being thoughtful, and I love thoughtful. I'd rather you ask every question a hundred times than feel unsure about a single detail.

My communication style is direct, patient, and zero-pressure. I'll explain every document, walk you through every step, and make sure you understand what's happening and why. You'll never feel lost, and you'll never feel alone in this.

And here's the thing, you're not just buying a house. You're choosing a community, a lifestyle, a place where your life will unfold. I take that seriously, because I know how much it matters.

A young couple being guided through the home-buying process by their real estate agent
Let's be honest

First-time buyer myths, debunked.

You need 20% down to buy a home.
Many loan programs require as little as 3-5% down, and some (like VA and USDA loans) require zero down. Don't let the myth stop you from exploring your options.
Your credit score needs to be perfect.
While better credit means better rates, you can qualify with a score as low as 580 (FHA) or even lower with certain programs. I'll connect you with lenders who specialize in helping first-time buyers.
Renting is always cheaper than buying.
In many Clackamas County communities, monthly mortgage payments are comparable to rent, but you're building equity instead of paying your landlord's mortgage. Let's run the numbers together.
The buying process is too complicated for a first-timer.
It can feel that way, but with the right guide, it's actually pretty straightforward. That's exactly what I'm here for, to walk you through every step so nothing feels overwhelming.
Your first-time buyer checklist

Ten steps from dreaming to done.

1

Check your credit score and fix any errors

2

Calculate your budget (hint: it might be more than you think)

3

Get pre-approved with a trusted lender

4

List your must-haves vs. nice-to-haves

5

Start browsing neighborhoods and communities

6

Schedule a no-pressure consultation with me

7

Tour homes and ask all the questions you want

8

Make an offer you feel great about

9

Complete inspections and due diligence

10

Close on your new home and celebrate!

Your first home is closer than you think.

Let's have a no-pressure conversation about where you are, what you're looking for, and how to make it happen. I'll give you an honest roadmap.

Let's Start Your Journey